Quote from Ryan Hanley, Trusted Choice
Some business owners who work out of their home might think that they don’t need insurance at all. But that isn’t the case.
Hanley explained in a phone interview with Small Business Trends, “If you run an Etsy store out of your garage and you keep all of your products and supplies out there. Say your house burns down and all of that is gone, your homeowners’ policy isn’t going to cover that.”
Contrary to popular belief, homeowners' insurance policies do not generally cover home-based business losses. Depending on risks to your business, you may add riders to your homeowners' policy to cover normal business risks such as property damage. However, homeowners' policies only go so far in covering home-based businesses and you may need to purchase additional policies to cover other risks, such as general and professional liability.
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Giving your home a new look or makeover can make it feel like new and more welcoming to family and friends. Read what Jacqueline Cao over and Lifehack has to say...
http://www.lifehack.org/512132/6-ways-upgrade-your-home
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If your new property is close to the water, be sure to ask about flood insurance. Damage to your home or belongings resulting from flood is not covered under standard homeowners' insurance policies. Flood insurance is available from the National Flood Insurance Program (NFIP), as well as some private insurers, and is generally sold through private agents and brokers.
enter your address on the NFIP website http://www.floodsmart.gov/
5 Tips to Preserve Your Home for Safety and Profit Your home means a lot to you and is one of the most valuable assets you have. There are simple ways you can preserve...
