What is It?
Property and liability insurance protects your home and personal property from loss. It includes medical payments coverage in case someone gets hurt on your property, which helps protect your assets if you’re found liable. We have several options for home property insurance :
Condo unit owners
We also offer property and liability coverage for farms and ranches and small business owners, as well as home or condo associations, apartment buildings, and other commercial buildings with tenant-occupied units.
Who Needs It?
It’s not just about protecting yourself from the unexpected. When you buy a house, condo unit, or manufactured home, your lender typically requires home property insurance to cover risk. Many condo associations also require property and liability coverage for condo units and apartments. Your advisor can help you identify your needs and choose the home property insurance policy.
Home automation and security products potentially decrease your risk of loss. With new technology, sophisticated solutions are no longer beyond your budget. Talk to your advisor on how these products positively affect your annual premiums.